Entrepreneurs need access to capital. But traditional sources of capital typically aren’t available to rural entrepreneurs.
We help you find the best source of capital for your business, including answering the hard questions. Like much do you need to borrow? What terms are best for your business? What do you need to do to get loan-ready?
Once you’re ready, we don’t leave you adrift; we help prepare and submit the application.
Find out more about the Grow Your Business with Sound Financing workshop
Sources of Capital
- Kiva Zip (Microlendingcrowd-funded micro loans)
- CDBG-funded micro loan programs (administered by Great Northern Services)
- Rural Microenterprise Assistance Program (RMAP) Loan Fund established by Great Northern Services targeting women-owned businesses
- Superior California Economic Development (SCED) based in Redding and serving Siskiyou County businesses with programs such as the SBA 504 program, IRP program from USDA, and other sources
- Karuk Community Loan Fund serving tribal and non-tribal business owners throughout Siskiyou County with business development loans
- US Small Business Administration (SBA) has a variety of different lending guarantee programs including micro loans, business development financing, and even disaster recovery financing
- Arcata Economic Development Corporation (AEDC) offers the SBA Micro loans and other business development financing
- Scott Valley Bank
- US Bank
- America West
Have you ever thought about Crowdfunding? Take a short assessment HERE and contact JEDI for a private consultation to see if this method is right for your business.
JEDI offers small loans in partnership with the Opportunity Fund. Please make an appointment with a JEDI consultant to assess this option for your business. We will work with you to determine best loan size and fill out an application.